Ground Applicators Insurance

Coverage for Pesticide Applicators, Ground Crews & Agricultural Businesses

Coverage for Pesticide & Fertilizer Application Operations

Agricultural work doesn’t stop in the air—ground applicators play a critical role in crop spraying and pest control. Whether you run a pesticide application business, use ground-based spraying equipment, or manage a team of operators, you need coverage that protects your equipment, your crew, and your liability risks. Baxter Insurance Group offers specialized ground applicators insurance to keep you covered where it matters most.

Unlike general business insurance, ground applicators insurance is designed specifically for the risks involved in chemical application. From equipment breakdowns to liability claims for spray drift or environmental damage, our policies help protect pesticide applicators, agricultural service providers, and farm operators from unexpected costs.

A black silhouette of a cloud on a white background.
A black cloud is floating in the air on a white background.

What Does It Cover?

A black check mark in a square on a white background.
Equipment & Applicator Vehicle Insurance

Covers sprayers, spreaders, and support vehicles used in ground application.

A black check mark in a square on a white background.
Workers’ Compensation for Ground Crews

Covers medical expenses and lost wages for employees injured on the job.

A black check mark in a square on a white background.
Chemical Drift & Environmental Liability

Protects against claims for unintentional pesticide drift or crop contamination.

A black check mark in a square on a white background.
General Liability for Applicators

Protects your business from lawsuits related to property damage or bodily injuries.

Common Questions About Ground Applicators Insurance

  • Do I need special insurance for ground spraying operations?

    Yes! Standard business insurance does not cover pesticide application risks, including chemical drift and environmental liability.


  • Does this policy cover accidental pesticide drift?

    Yes! Our chemical drift liability coverage helps pay for damages to nearby crops, soil, and water sources.

  • Can I get coverage for my employees?

    Yes! Our workers’ compensation insurance for ground crews protects your employees from work-related injuries and lost wages.

  • Does this policy cover my equipment?

    Yes! Our equipment and vehicle insurance protects your sprayers, spreaders, and work vehicles from damage or theft.