Coverage
We have years of insurance experience helping clients prepare for the unknown. We have access to many different insurance markets so you can get the right one for you.
Agriculture Aircraft
Aircraft Hull and Liability: Protects the aircraft from physical damage and covers liability for accidental spills, property damage, or injuries.
Chemical Drift and Crop Contamination: Covers financial losses due to unintended chemical drift or crop contamination affecting neighboring fields.
Additional Insured Endorsements: Extends liability coverage to include farmers and landowners.
Specialty Coverages: Includes coverage for crops being treated, adjacent fields, and specific chemicals.
Pleasure & Business
Pleasure & Business aircraft insurance covers non-commercial, owner-flown aircraft used for personal or incidental business purposes. It typically includes:
Aircraft Hull and Liability: Covers damage to the aircraft and third-party liability.
Premises Liability: Protection for incidents on the insured's property.
Non-Owned Aircraft Liability: Covers liability when flying non-owned aircraft.
Emergency Landing Expense: Reimbursement for emergency landing costs.
Guest Voluntary Settlement: Compensation for guests in an accident.
Premises Liability
Premises Liability aircraft insurance is a coverage that protects against claims of bodily injury or property damage that occur on the premises where aircraft operations take place. This can include hangars, maintenance areas, and other facilities associated with aircraft operations.
This type of insurance is crucial for businesses and individuals who own or operate aircraft, as it covers incidents such as slips and falls, accidents involving visitors, or damage to property on the premises. The coverage ensures that if an incident occurs, the insurance will handle the legal and financial responsibilities, including medical payments and compensation for damages.
Premises Liability aircraft insurance is part of a broader aviation liability policy, which may also include coverage for hangarkeeper's liability, products liability, and airside liability, depending on the specific needs of the aircraft operator or owner.
Workers Compensation
- Comprehensive Coverage: Protects various aviation roles from pilots to ground crew against work-related injuries and illnesses.
- Medical Expenses and Lost Wages: Covers immediate and ongoing medical costs as well as income replacement during recovery.
- No-Fault Coverage: Pays out regardless of liability, ensuring employees receive necessary support quickly.
- Legal Defense: Includes employer’s liability coverage to handle legal costs if needed.
- Safety and Risk Management: Often includes services to help businesses implement safety protocols and reduce workplace accidents
Commercial Property
Commercial property aircraft insurance typically covers buildings, hangars, and related equipment used in aviation businesses. This insurance is crucial for protecting the physical assets of an aviation business, such as hangars, office spaces, and maintenance facilities. It often includes coverage for the building itself, contents inside the building (like tools and equipment), and any mobile equipment used on the premises.
These policies are essential for businesses that own or operate from airport facilities, ensuring protection against risks such as fire, theft, vandalism, and other damages. It's tailored specifically for aviation needs, unlike standard property insurance, making it more comprehensive for businesses in this sector.